Cheap Loans – How You Can Get One

Cheap loans can be hard to come by. Many people do not even realize just how much their loan is costing them. The interest rates and any other fees add up over time.
What may seem like a necessary expense is actually costing the borrower big time. Getting cheap loans is not always easy. Lenders don’t want to give out cheap loans because that is taking away from their profit.
Essentially a cheap loan is a loan with low interest rates and minimal fees. Just about the only way to get low interest rates is to have exceptional credit. It is almost impossible for a person with less than excellent credit to get a cheap loan.
This is because lenders tend to use interest rates as a safeguard for risk. In lending, a person with a high credit score is low risk, where a person with a low credit score is a high risk. That means the person with the less risk gets the lower interest rates.
There are some ways to make a loan cheaper without having to haggle over interest. One way is to pay back fast. If a person pays a loan back early then they will have less interest that they have paid. Keeping loans to shorter payback periods can accomplish this.
Another way is to avoid loans that come with fees. Avoiding all fees may be impossible, but it is best to try to get a loan with the fewest and lowest fees possible.
Many times fees are tacked on for things that the borrower is not eve aware of, such as quick delivery of the money or early payoff penalties. That is why reading all paperwork carefully is important.
It is also important to be wary of some cheap loans. Many lenders advertise cheap loans but when a borrower applies they learn those cheap rates are really for those with excellent credit ratings.
There are also many scams out there that contain hidden fees or clauses that can make for problems down the road. By being smart and really paying attention, though a borrower should be able to decipher a scam when they see one.
Cheap loans are still loans. No matter how much they cost all loans have to repaid. A borrower should not get too excited at how cheap the loan is and forget that they will still have to pay the money back. Be smart and only borrower what you can afford.
Look at the monthly repayments and see if you could afford to keep up with them if you were out of work for 3 months. Also see how much the total interest rate would be if bank rates went up by one or two percent.
It may take time and work, but cheap loans are possible for everyone. This is also true if you are self employed. Generally lenders will perceive you as a higher risk and increase the interest rate accordingly.

Travel Insurance For Europe – Safeguarding Against Emergency Expenses

Adventures in far flung destinations including Europe can be full of excitement, beauty, history and culture, transporting travelers blissfully away from their daily routines. However, there are times on such journeys when the unexpected happens, and the impact of injury or accident can be much more substantial than if the same incident had occurred stateside. Travel insurance for Europe is available to travelers who will be visiting the EU zone and might need special care from European doctors or healthcare providers during their visit. Specifically, this type of coverage can help alleviate the danger of incurring massive financial harm due to unpredictable events while traveling in countries like France or Germany where health-care systems are often very similar due to EU-organized regulations. This is something everyone venturing to Europe should investigate prior to their voyage. European travel insurance plans are specifically designed to cover countries like France, Spain, Germany, and Greece. Since health care plans and systems are unique to regions and continents, a European travel insurance package will cover very different things than one for, say, South America.
Some travelers may be surprised to learn that the personal insurance coverage they enjoy at home may be inadequate protection while they are away in Europe. For example, travelers who engage in certain types of hazardous recreation such as scuba diving and mountain climbing may learn the hard way that their coverage has been negated by such activity when done in foreign lands. It is also important to note that even when traveling within a country with a nationalized system of healthcare — especially in the Euro Zone — a traveler may be wholly ineligible for free or low cost medical treatment in the case of accidental injury, which is often provided only to citizens. The European Union has done a very good job of organizing special travel insurance systems so that travelers can feel safe within their borders. This is much like the opposite arrangement where a traveler from Europe might come to the United States of America. Regardless of what state that individual mind find himself or herself, then he or she can still get great coverage. Likewise for you, it’s important that regardless of what European “state” you find yourself in that you can rely on quality coverage.
In some of the European areas outside the EU zone, for example, foreign medical practitioners and facilities may be utterly unwilling to negotiate with a traveler’s domestic insurance carrier for payment of expenses incurred due to accidents abroad. In such cases, upfront payment may be demanded prior to service. In the event appropriate treatment is unavailable in a particular location and medical evacuation is required, a tourist’s conventional domestic insurance policy may not cover the cost, which can be significant. Because of these reasons and more, travel insurance Europe is a worthwhile subject of inquiry for all seeking to venture abroad. This is important to keep in mind if your European travel plans might lead you outside the EU zone into countries like Switzerland or Norway where EU coverage may or may not apply.
Aimed at offering financial compensation for unanticipated expenses attendant to overseas travel, European travel insurance is obtainable in a wide array of types and levels, depending on the type of journey intended by the insured. Trip duration, itinerary items, and destination region all are factors in determining the type of coverage that will be made available for purchase. Often, policies covering shorter trips may be selected concurrently with the travel reservations. However, a more expansive policy of longer term may be advisable, and such coverage can also be found. Large insurance companies, cruise lines, travel directors are all viable conduits for purchasing this type of product. European travel plans are much more common as a package these days, especially since many Americans and Canadians travel to the EU region during periods like Spring Break and summer holidays.
Travel insurance for Europe is also often typically categorized by the sort of tourist to be covered. Like the EuRail pass system, European travel insurance can sometimes organized by euro-regions and country packages. For example, you might be planning only to visit Mediterranean countries like Italy, Spain, and Portugal, but not northern Euro countries like Holland and England. These customized European packages are a great way to save money! Adventurists, students, business travelers and vacationers all have different insurance needs, and policies are available that reflect that fact. Travel insurance often addresses expenses relating to emergency medical circumstances, dental services, accidental death or injury benefits, and where necessary, funeral costs when death occurs abroad. Exclusions common to this type of policy might include preexisting health issues and any injury or death occurring as a result of drug or alcohol usage.
Please keep in mind that European travel packages are very different from generalized worldwide travel insurance combo packages where multitudes of countries and regions are included at a discounted or “bulk rate.” In many cases, you are far more likely to get higher quality coverage from the European bundle packages because they provide specific coverage measures for the Euro-zone.

Shearling Coats and Jackets – A Fashion Staple for 3 Fashion Styles

Shearling coats and jackets are made from sheepskin pelts. They are luxuriously light, warm and stylish. The lamb pelts make the supple garments with amazing breathability and insulation. When cared for properly, sheepskin coats and jackets can last for decades, ridding the need to buy a new coat every few seasons. Some people prefer to buy faux (fake) because it’s cheaper. Faux shearling may look similar to real the real thing but the breathability, insulation, durability and comfort cannot compare to real shearling. Also, real shearling is environmentally friendly since it isn’t made from polyester and acrylic, which are petroleum-based fibers.
These coats and jackets come in a huge assortment of styles and colors. From bomber style jackets to full length hooded coats, the options are endless making it easy to find a sheepskin coat or jacket to harmonize with almost any personal style. Three personal styles that beckon the addition of a shearling coat to complete their look are rocker-biker, bohemian and country-western.
Rocker-Biker
Whether you are a rock star, motorcycle rider or just like to look like one, a shearling jacket will complete your look. Known for an edgy and cool appearance, the rocker/biker style is synonymous with rugged leather boots like military combat boots or full-length motorcycle boots. T-shirts, jeans and leather pants are commonly worn under the “must have” leather jacket. The best leather jacket to have to complete this look is a bomber style shearling jacket. The bomber style jacket was designed during World War I to keep fighter pilots warm while flying in open cockpit airplanes. It soon became the symbol of “cool” and is still considered to be so by today’s’ standards.
Bohemian
The bohemian style is also known as “boho-chic” or “hippie chic” and is popular among the avant-garde, artists and free spirits. It’s a nomadic gypsy style that secedes conventionality with free-flowing earthiness. The natural ease of a shearling coat is the perfect outerwear choice to finish off this organic style. A sheepskin coat with a natural, unfinished and raw appearance has a tribal quality that is the epitome of unconventionality.
Country-Western
Farmers, ranchers and cowboys were the first to take full advantage of wearing shearling coats to shield them from the elements. When leading an active life outdoors, two criteria are key for effective outerwear. First, the outerwear must be supple in order to allow full range of movement without ripping or tearing. Second, the outerwear must have superior insulating properties to keep the harsh wind and cold at bay all day. Shearling coats and jackets meet these two criteria and have become the indistinguishable country-western coat. Today, men and women that don’t necessarily work on a ranch or farm but sport a country-western style accomplish the appearance best with a shearling coat or jacket.
These three fashion styles may seem completely different, but all are perfectly completed with a sheepskin coat or jacket. This demonstrates the versatility of shearling garments. If you want to fine tune, create or develop your personal style, look at the expansive selection of shearling coats and jackets to see if they fit in with the look you want to achieve.

Europe Travel Review

The reason to travel to Europe may be different for each traveler, but a few of the common reasons are: Cultural Opportunities: For those interested in museums, arts, history, music or theater Europe travel offers nearly endless opportunity for cultural activity. From London to Paris to Rome to Amsterdam travelers can enjoy some of the most exciting cultural opportunities the world has to offer.
Landmarks:
People like to visit and associate themselves with something (or someone) famous. Europe travel destinations are rich in famous landmarks. Some of the most well known landmarks of the world, from Big Ben, to the Eiffel Tower, to the Coliseum are located in Europe.
Roots:
People like to visit the countries of their ancestors. Ancient European were wanderers who put up stakes in destinations around the world. Their descendants are now traveling to Europe to return to their roots and see the places their forefathers once called home.
Variety:
Where else can you enjoy such a diversity of culture, climate and geography over such a small distance A traveler to the US will notice relatively small changes when traveling from L A to New York City, a flight of approximately six hours. Language is the same, food is similar, and culture is not remarkably different. However, a two hour flight from Zurich, Switzerland to Athens, Greece , will reward the traveler with an enormous difference that is immediately obvious. Everything from language, food to lifestyle is completely and utterly different. Distances in Europe are relatively small and cultural variety is large. This gives the traveler to Europe the opportunity of easily enjoying a diverse range of cultures and lifestyles by making a relatively low investment of time and money.
Transportation:
There is no place more convenient for a traveler, than Europe Transportation is arguably the best in the world. Europe is well known for its remarkable train system and train passes which offer travelers the opportunity for international travel at very affordable rates. With more and more discount airlines available, Europe travel is becoming less and less expensive. Once you arrive in a major city, there is usually a local metro or streetcar system to take you anywhere you want to go. The ease, comfort and economy makes Europe travel very attractive and convenient.
Health:
When traveling in some regions of the world, travelers must consider if there are any local illnesses that they may be exposed to, if vaccines maybe required and if they fall ill, will they receive proper medical treatment. Most European destinations have excellent water supplies, low rates of infectious diseases and some of the best healthcare systems in the world.
Safety:
Travelers are always easy prey for criminals. However in most European countries your hotel room is not only safe from burglary due to security but is also equipped with a safe European police departments are usually efficient and violent crime is generally lower than in many other areas. But one should always remember when exploring new destination never loose sight of your money and documents.
When is the best time to travel Europe:
May, June, September, and October: These are the perfect months to enjoy southern Europe. Greece, Turkey, Spain and Italy are the best destinations in these periods. The climate at this time is usually ideal and the crowds are relatively thin. International flights are usually less expensive than the peak fares of summer. In the peak travel months of July and August, these destinations may be too hot, too crowded and too expensive for many travelers. July, August: This is the best time to visit Northern, Central and Eastern Europe and go to such countries as Switzerland, Germany, the Netherlands, Czech Republic. However, this period offers the best climate conditions and many of the locals will be on holiday in southern Europe during this period November to March: Europe is cold during these months. While you may find travel bargains at this time, you may spend a lot of your travel time indoors. The only exception to this is the Canary Islands. Although part of Spain, the Canary Islands are located off the coast of Africa, and enjoy moderate climate year-round. With all of the attention paid to destinations like London and Paris, few people really put much thought into Eastern Europe travel when they are making their vacation plans.
Besides the well-known sites in the Czech Republic and Greece, Poland and Lithuania also offer exciting possibilities. One of the great thing about Eastern Europe travel is that you don’t have to choose one destination exclusively. In general, the public transportation is good enough and cheap enough in that part of the world that you can get from one country to another with relative ease. Basically, Eastern Europe travel offers you the luxury of exploring a whole region rather than settling on one single country. If, however, you are going on a first Eastern Europe travel trip, you should be prepared for culture shock Customs are still familiar enough to not be totally alienating, however, things are still noticeably different there. The fact that it is so affordable, however, more than makes up for this. If you can find cheap airfare to Eastern Europe, You can take your trip for almost nothing. Travel Is Interesting and Entertaining. It’s not a zoo where you look into the cages. Meld with the European to enjoy your travels.
You don’t have to visit museums if you would rather go on a balloon flight or go to a bull fight or sit at a cafe and meet someone new. As an example, one of the most highly recommended items in all of the popular travel guidebooks, TV travel shows, and guided tours is the Amsterdam Canals Boat Excursion. I took this ride and I have a different opinion. You’re stuffed into this long boat with a curved plexiglass roof, you and 80 other tourists. In four languages, over a miserable speaker system, you listen to a tape recording of stupendous facts and statistics about the places you are floating by. Good luck ever finding these places again as you walk around. I was not the only one bored on board. On top of that, it seemed that the boat was going to be swamped by a huge freighter when it got out in the middle of the harbor. What in Amsterdam name were we doing out in the harbor ? On the other hand, one of the most fascinating exhibits in Europe is usually left out of the popular guidebooks. Sins of omission are far from the major problems with these books. Virtually every one I open has errors so stupid that the only possible explanation is that the author did not go to the place mentioned.

Interior Wall Design – Three of the Latest Ideas in Wall Trends

When you are in the process of decorating your home the topic of Interior Wall Design will leave many stumped. Walls today no longer have to have a smooth finish with standard paint. Paints and materials are available to perform literal miracles with walls, even covering the most noticeable blemishes. There is no need to hire a professional, just tune up your imagination a little and you will create your own masterpiece. Even better news is that many of these designs can be done on a budget too.
It is pretty easy to look online and see the tons of designs that are available. There are many ideas to help with any interior wall design. Whether you are looking for something like a mural, a decorative wall painting, fabric walls, or wallpaper, it is all available online. There are ways to make small walls look bigger and also ways to liven up a rather plain room. Take your time and look everything over before making a final decision.
· If you have a really big wall that needs some help, examine your options. If you put a painting on it, it will have to be pretty big or the wall will just swallow it up and to get a painting suitable can be quite expensive. You could pretty much go out of budget buying just one painting. Some alternatives that will stay within budget include heading to your local fabric store and buying enough fabric in the colors that you want and need. This can be framed and make quite a nice and affordable way to fancy up any wall.
· Depending on what room you are focusing on you could consider decals. These are used more for kid’s rooms or play rooms but there are many available and made especially for Interior Wall Design. By adding some of these decals to your walls and furniture you can give any room a whole new look. The decals also come in smaller sizes so they can be a great added touch used as accents throughout the room. The other thing that is nice about these is that when you no longer want them, simply peel them off and you will never even be able to tell they were there.
· The worst mistake that anyone can make is to take an empty wall and just start adding things to it to take up space. Rather, find the main focal point and add a grouping, making sure to stay within only that boundary. This gives a much nicer look than scattering things about. Remember this though, hanging bigger items will give a room the effect that it is larger. So, hang something big and then add stuff around it but stay in those boundaries.
There is much to learn and understand about interior wall design. The above tips are a great start in building a foundation to learning the elements and concepts behind interior design.

Official Tibet Travel Guide – Must-See for Beginners (Part 1)

Climate of Tibet:
1. How’s the climate in Tibet? Is it hot in summer? Is it very cold in winter?
Tibet is in a high plateau, and it belongs to typical downy special climate. Climates are quite different in different areas of Tibet. The eastern Tibet which is at a lower elevation is warmer than western Tibet. In some mountain areas, there are four seasons at the same time in different altitude. The weather in a day varies greatly, too. The night is cold while the day is warm. It spans 12-15 degrees centigrade in a single day.
Climate in southeastern Tibet including Nyingchi and Chamdo is balmy with an average temperature of eight degrees centigrade; while in western Tibet (Shigatse and Nagqu) is quite cold with an average temperature below zero degree.
However in the central area of Tibet, the climate of Lhasa and Tsedang is more favorable for traveling. Travelers can visit these two areas all year around, not too hot in summer and not too cold in winter.
2. How is the road condition in rainy season in Tibet? Need I take any rainproof with me?
The rainy season in Tibet is mainly from June to August and it does have a very bad impact on the roads. However, there are many track maintenance workers and local army would also give help to restore the roads. Generally speaking, it only takes a few hours to make the roads feasible again. As for the rainproof, you are suggested to take raincoat, rain-proof trousers and shoes if you want to trek, climb the mountain or ride a bike. If you have group tours organized by some travel agencies, usually you don’t need to take rainproof with you, because Tibet often rains at night and the weather is quite good in the daytime. Besides, the tourist bus is always along with you.
3. What is the best time to travel to Tibet?
Generally speaking, early April is the beginning of travel season, which lasts to mid-June when a large number of Chinese travelers rush to Tibet for summer holiday. Late June to the end of National Holiday is the peak travel season when some important festivals held in Tibet, like Shoton Festival, Gyantse Dawa Festival and Nagqu horse riding Festival. After mid October, Tibet turns to winter and as the visitors reduce greatly, more than half of hotels are closed for the poor reservation.
As for the best time to travel, it depends on your travel requirement.
1. If you want an extremely cheap price, go to Tibet in winter, from December to next March. All the things are quite cheap; even the tourist sites offer 30-50% discount on entrance fee. Hotels are cheap, too. You can enjoy 5 star hotels with less than 100USD including breakfast. Compared with traveling in August, the cost of a winter tour is only 50%-60% of a summer tour. Because of the poor amount of visitors, the Potala Palace allows you to spend even a whole day in it. Besides, the monks are not busy and have spare time to chat with you.
2. If you like trekking, do it at May or September when the monsoon will never bother you and the weather is balmy and pleasant.
3. If you love Mt.Everest and want to see the clear face of it, try to avoid the rainfall season and foggy weather.
4. If you love to visit the grass land in north Tibet, do the tour in July when the flowers bloom in vast grassland and groups of yak and sheep, Tibetan nomad tents spread all over the grassland.
5. Those who want to drive to Tibet through Sichuan-Tibet highway should avoid the rainy season. There will be mudslides, cave-ins and mire on certain sections of the road, blocking the passage of vehicles.
About high altitude sickness
1. What is high altitude sickness? What’s the symptom of high altitude sickness?
High altitude sickness may occur at high altitudes (over 2700m) due to the decreasing availability of oxygen. It usually occurs following a rapid ascent and can usually be prevented by ascending slowly. Symptoms often manifest themselves six to ten hours after ascent and generally subside in one to two days, but they occasionally develop into the more serious conditions. Common symptoms of high altitude sickness include shortness of breath, headache, fatigue, stomach illness, dizziness, and sleep disturbance.
2. How to avoid or relieve high altitude sickness?

  1. Keep a good mood, don’t be too excited or be too worried about high altitude sickness. Before visiting Tibet, get as healthy as possible, both physically and psychologically.
  2. Take care of yourself and avoid catching cold before going to Tibet, and not to take shower at the first two days after you are in Lhasa to avoid being cold, or you will easily suffer from altitude sickness under weak physical condition.
  3. Do not drink any alcohol on the first two days when you are in Tibet. Drink plenty of water and eat light, high-carbohydrate meals for more energy.
  4. Do not run, jump or do some taxing jobs at the first two days. Being peaceful and having a good rest are important.
  5. Once you have the symptoms of altitude sickness, take some medicine (it is said that it’s helpful to have some butter tea if you can adapt to the flavor of it) and don’t go higher. Medication and oxygen also help to prevent altitude sickness. Mild altitude sickness symptoms can be treated with proper medication. If medication and oxygen do not relieve the symptoms, go to hospital or evacuate immediately to a safe altitude!
  6. Oxygen can help you relieve the symptoms of altitude sickness, but do not use it too often in Lhasa while your symptoms of altitude sickness are not serious. If you feel chilly or feel very uncomfortable, you should go to the nearest hospital available in the area.
  7. In addition to the normal medications for traveling it is advisable to bring high altitude medication. Seek suggestions from your doctor.
  8. Tell your tour guide quickly if you don’t feel well and follow the guide’s advice.

3. What should I do if I have high altitude sickness after arriving in Tibet?
There are hospitals in many large cities in Tibet. You may adapt to mild high altitude sickness by yourself slowly and you may go to hospital if it is serious. After you have already had high altitude sickness, you should rest well, do not move too much, keep eating, drink some water with black sugar or take some medicine. If the high altitude sickness is pretty severe, you should go to hospital, or descend to some lower places, or leave Lhasa immediately. High altitude sickness shall disappear after you descend to certain altitude and it has no sequel symptoms.
4. Is high altitude sickness more serious if going to Tibet by plane than by train?
Exactly, but both means have their advantages and disadvantages. You are more likely to have high altitude sickness because you don’t have enough time to adapt to the plateau environment gradually if you go by plane. The altitude change is directly from several hundreds meters to more than 3000 meters. While, if you go to Tibet by train, you can adapt your body to the high plateau environment slowly and gradually. Then, you may relieve or avoid high altitude sickness.
5. People with what kind of diseases can not go to Tibet? Do I need physical practice before traveling to Tibet?
People with the following diseases can not travel to Tibet:

  • People with all kinds of organic heart diseases, severe arrhythmia or resting heart rate over 100per minute, high blood pressure II or above, all kinds of blood diseases and cranial vascular diseases.
  • People with chronic respiratory system diseases, medium degree of obstructive pulmonary diseases or above, such as bronchus expansion, emphysema and so on.
  • People with diabetes mellitus which is not controlled properly, hysteria, epilepsia and schizophrenia.
  • People with bad cold, upper respiratory tract infections, and body temperature above 38F or below 38F while the whole body and the respiratory system have obvious symptoms, are not recommended to travel to Tibet until they’re OK.
  • People who were diagnosed to have high altitude pulmonary edema, high altitude cerebral edema, high altitude hypertension with obvious increase of blood pressure, high altitude heart diseases and high altitude polycythemia.
  • High risk pregnant women.

If you are not sure about your body condition, you may have a physical examination. But you are not supposed to do more exercise before going to Tibet, for exercising will give more burdens to your heart and you’ll need more oxygen, which may easily cause high altitude sickness.
6. Why can not people with cold go to Tibet? What should I do if I catch a cold in Tibet?
Your immune system shall be weak if you catch a cold and you may suffer high altitude sickness easily because of it. Besides, severe cold may easily turn to some more serious high altitude diseases, especially pulmonary edema, which is very dangerous. So you are not supposed to travel to Tibet before you get rid of a cold.
While, if you catch a cold in Tibet, things might not be so serious, because your body has already, to some extent, adapt to the plateau environment and you can go to a doctor and take some medicine
Permits & certificates
1. Are there any limitations or restrictions imposed on foreigners to travel to Tibet? How about overseas Chinese, Taiwan Compatriots and Hong Kong and Macao compatriots? How to handle it and how long does it take?
There are some special requirements for foreign travelers to Tibet. Firstly, foreign tourists to Tibet must be organized by travel agencies, with confirmed routes. Secondly, a Tibet Travel Permit issued by the Tibet Tourism Bureau is indispensable. The Tibet Travel Permit must be obtained before they head to Tibet. What’s more, foreigners are not allowed to travel alone in Tibet by their own, even with the travel permit. They must be accompanied by a licensed tour guide. Tibet travel permit is also required from overseas Chinese and Taiwan Compatriots, while Hong Kong and Macao compatriots can travel to Tibet like other Chinese citizen with valid Home Return Permit. Foreigners, overseas Chinese and Taiwan compatriots can apply for Tibet travel permit from Tibet tourism bureau or certain qualified travel agencies with valid passport (copies), visa (copies) and job certificate. Usually, it can be obtained in one week and 2 to 3 days if you are in urgent need.
2. What is Tibet Entry Permit? How to get a Tibet Entry Permit and what documents are required to get it?
Tibet Entry Permit, also known as Tibet Tourism Bureau (TTB) Permit or Tibet Visa, is the basic document for foreign travelers to enter into Tibet. No foreign visitor can visit Tibet without holding the Tibet Entry Permit in their hands. Foreign tourists are required to show both their Chinese Visa and Tibet Entry Permit when they change for the boarding passes of flying to Tibet or board trains to Tibet.
Tibet Entry Permit is officially issued by Tibet Tourism Bureau, in purpose of restricting the numbers of foreign visitors. With this permit, foreigner tourists can travel in Lhasa region including Lhasa city, Yamdrok Lake, Ganden, Tsurphu, Namtso, Drigung Til and Reting.
Tibet Entry Permit is not available for independent travelers. Foreign travelers have to travel in tour group and ask legitimate travel agency to apply Tibet tour for you.
Documents required:
You can get Tibet entry permit (TTB permit) by sending certain qualified travel agency the first page of your valid passport and a copy of your Chinese visa by fax or by email, and state clearly your occupations (Foreign journalists and diplomats are not allowed to go to Tibet as a tourist). If you are Taiwan Compatriots, send us the copies of your MTP-Mainland Travel Permits or called Taiwan Compatriot Entry Permit/travel document (commonly known as “Tai Bao Zheng”), and tell us your occupations.
If you are the citizens of Hong Kong and Macau SAR, China Re-entry Permit for Hong Kong & Macau Compatriots is enough to travel in Tibet. You are not required to apply for the Tibet Permit.
Pay attention: If you are planning to travel to places officially closed to foreigners in Tibet, an Alien’s Travel Permit is required.
3. What is Alien’s Travel Permit?
Except Tibet Entry Permit, an Alien’s Travel Permit is required if you are planning to travel to places officially closed to foreigners in Tibet, such as Mt. Everest, Rongbuk Monastery, Mt. Kailash and Lake Manasorovar. Alien’s Travel Permit is not needed for places in Lhasa region, towns of Shigatse and Tsetang, or nonstop travel on Friendship Highway.
Alliens’ Travel Permit is required to visit ‘unopened’ areas. Which is issued by the police (Public Security Bureau, “PSB”). Usually you can apply for it once you arrive at Lhasa. For tour groups, our guide will ask you for the passport and TTB permit and submit it to the Foreign Affairs Section of PSB for the Travel Permit. It normally takes several hours and the cost is 50 CNY/person. If you are an individual traveler, you need to join local tours to ‘unopen’ areas, and the local travel agencies will arrange the PSB for you as well. Pay attention, there is no travel agency can provide ‘PSB permit-only’ service.
Notice: If you want to do a Tibet overland tour from Yunnan, Sichuan, Qinghai or Xinjiang province to Tibet, you must got the PSB permit before your tour starts.
4. Which parts of Tibet are listed as the closed areas?
At present, you have to apply for a Travel Permit if you are planning to visit the following places:Tsedang: Samye Monastery, Tomb of Tibetan King, Trundruk Monastery, YumbulakhangShigatse: Sakya Monastery, Mt. Everest, Rongbuk MonasteryGyangtse: Pelkor Chode Monastery & Kubum StupaNgari Region: Mt. Kailash, Lake Manasarovar, Tsaparang, Years, etc. Nyingchi Region: Basum-tso, Pomi, Rawo-tso, etc.Chamdo Region: Chamdo, Riwoche, Tengchen, etc.
5. Are there any other certificates and permits may be required in Tibet?
Except Tibet Entry Permit, Alien’s Travel Permit, there are Military Permit, Foreign-affairs permit and other permits which may be required when traveling in Tibet.
Sensitive border are as such as Mt Kailash and eastern Tibet also require a military permit and a foreign-affairs permit. For Tholing and Tsaparang in western Tibet you will also need a permit from the local Cultural Antiquities Department. All these will be arranged by our travel agency one month before you enter Tibet. The Military Permit is issued by troop while the Foreign-affair’s permit is issued by Foreign affairs office in Lhasa. It normally takes 10-15 working days to get them all.
6. How to deal with the visa from Tibet to Nepal? Can I apply for Nepal visa in Lhasa? Is it fast? Shall I be denied?
Nepal has two embassies in China: one is in Beijing and the other is in Lhasa. It is easier and more convenient to handle the Nepal visa in Lhasa as long as you conform to the certain procedures. And there are seldom any cases of denial. But the visa officers don’t work at regular time, so you are recommended to stay several more days in Lhasa to apply for Nepal visa and it is more secured if you handle the visa first after you arrive in Lhasa. The general consulate of Nepal is in Lhasa, near the Norbulinka Park. Normally you can get the visa in the afternoon of the next working day if you submit the application and necessary documents in the morning of the first day. The time to submit document is from 10am to 12am, Monday to Friday. So, you need plan a couple of days in Lhasa to wait the visa. The time to get visa is usually at 4pm, once you get the visa, you can fly to Kathmandu or set out to Zhangmu border by cars or by bus.
To apply for Nepal visa in Lhasa, you need prepare the original passport, 2 passport size copies and complete a form. Your passport must be valid at least for the next 6 months. There are three kinds of visas according to period you plan to stay in Neal, the 15 days, 30 days and the 3 months. If you are going to stay more than 15 days in Nepal, it is better to get the visa in Lhasa, as the border office issued 15 days visa only and it is relatively expensive to extend the visa in Kathmandu or Gorkaha.
You can also get Nepal visa at the border. Not far away from the Friendship Bridge, you can get the arrival visa of 15 days stay at the border office with 25 USD. You need prepare a passport size photo and complete a form as well.
What to Pack:
1. What drugs to take when traveling to Tibet?
In the first few days after arrival in Tibet, you may experience some degree of altitude reaction. Colds, insomnia and digestive disorders are common. Take an adequate supply of any prescription medication you use regularly, including medicine for cold, headache, stomachache, and insect bite, diarrhea and so on, like the Aspirin, Ibuprofen, Antibiotics, throat lozenges, nasal decongestant and vitamins etc. Most over-the-counter medicines, such as aspirin and anti-diarrheal pills, are available in Lhasa, but are more difficult to obtain outside of urban areas. It is advisable to take anti-altitude sickness drugs to cope with oxygen deficiency. Bring diamox pills which are believed to be able to prevent the altitude sickness effectively. Please consult your doctor prior to your travel to Tibet.
2. What food to take when traveling to Tibet?You may take some chocolate, dried beef, hot pickled mustard tuber, biscuit and other food and snacks you like. You’d better take food with high calorie. You may also take some gum with you, which may help relieve the symptom of syrigmus and headache. When traveling to remote areas of Tibet it is a good idea to pack some food, snacks, and drinking water. It is not always easy to find food or drinkable water in these areas. Water purification equipment, such as hand pump filters, is not necessary, as bottled mineral water and thermoses of boiled water are available everywhere throughout Tibet. Water purification tablets can be useful during trekking. It is a good idea to take a good quality multivitamin to supplement your diet since a supply of vegetables and fruits may not be readily available.
3. The necessary commodities you should take when traveling to Tibet Necessities: sunglasses, hat, sun cream, skin cream, lipstick, long sleeve clothes, sweaters, Passport, visa, money, credit card, camera, film, batteries, toiletries, cosmetics, knife, watch, day bag-pack, big travel bags (soft luggage), water bottle, journal, reading book, writing materials, binoculars, family pictures and snack foods.
4. What kind of clothes and shoes should be taken when traveling to Tibet?
Clothes
The temperatures change greatly on the altiplano. In the north part of Tibet, people wear thick coats all year round (including July and August which are the hottest months in most of the areas in China). The highest temperature is 4-5 degrees centigrade in northern Tibet. It also snows in July and August.
The temperature difference in a single day is big. In Lhasa, the temperature in July arrives at 30 degrees centigrade at daytime, but falls to 10 degrees centigrade at night. Sometimes it will snow or sleet at night, so you’d better take some down garments (those with hats will better), woolen sweaters, warm gloves, warm and wind-proof shoes and socks. Wearing several layers of clothing that can be easily added or removed is the wise choice since temperatures may vary greatly within a single day.
Most hotels in Tibet have no central heating. The air-conditioners in single rooms do not work well in the cold night. In winter, from November to next March, of course you need bring down jackets, warm sweaters, gloves, warm pants, woolen hats. It is very cold in the morning and evening. In summer, wearing a T-shirt in day time but the Jacket is necessary at hotel in the morning and evening.
During the peak tourism season, April, May, September and October, you need to prepare T-shirts, overcoats and jeans, warm sweaters. Besides, frequent rainfall in this season makes waterproof clothing and raingear absolute necessities.
Even in summer, a down coat is necessary for those who are traveling beyond Lhasa and Shigatse into more remote areas such as the Everest Camp. A windbreaker plus a sweater will work nicely for strolling around Lhasa in summer.
Other essentials to pack include four or five pairs of cotton or woolen underwear, four or five pairs of woolen socks, long sleeve cotton or lightweight wool shirts and T-shirts. Women should avoid skirts or dresses.
Also, whenever you visit Tibet, if your plan includes overnight at Everest Base Camp or Namtso Lake, or a several days outdoor trek in mountain area, to keep warm is very important. The winter clothes are a must. However, you do not need to worry too much about clothing, you can buy any kind of clothes you need in Lhasa and clothes is quite cheap.
Shoes
It is very important to have a strong comfortable pair of boots, especially your travel covers remote area and you have to walk for a long distance. For example, if your travel reaches Everest Base Camp, you need to cover 8 km from Rongpuk Monastery to EBC and back. Lightweight boots are fine, but Tibet can be wet and we will do extensive walking, so make sure your shoes fit well and are suitable for cold and puddles. You should also have a pair of comfortable and tough sandals.
5. What certificates and documents should I take with me when I travel to Tibet?
Of course you should take your passport, China visa and Tibet travel permit with you. Or you won’t be allowed not even to get on the plane or the train.
There are overall four documents required for foreign tourists who want to travel freely in Tibet:
Chinese Visa – you can apply for in Chinese Embassy in your country;
Tibet Entry Permit – It is issued by Tibet Tourism Bureau and is a must for foreigners entering Tibet;
Travel Permit: It is required when you are planning to travel to the closed areas in Tibet, and you can obtain it after you arrive in Tibet
Military Permit – you have to obtain if you are planning to travel to some military sensitive areas.

7 Steps to Landing Great Travel Nursing Jobs

Travel nursing jobs. The title alone can spur excitement for many working in the nursing profession. But how does one start a travel nursing career? Whether you’re a registered nurse or just someone who is starting nursing school, the path to landing a thrilling travel nurse job can be confusing. This guide will help describe the steps necessary to starting a great career filled with wonderful nursing jobs and experiences.
Step 1: Choose a Staffing Company that Offers Travel Nursing Jobs
Choosing a medical staffing firm is the first step to starting your career with travel nursing. There are a lot of medical staffing agencies in the United States that a budding travel nurse can choose from, and it’s important that anyone who is looking forward to great travel nursing jobs do the appropriate research. Ideally, you want to partner with a medical staffing agency that best suits your needs. Here are some things to keep in mind when researching travel nursing companies.
o Find medical staffing firms with a track record. Established firms will often have the best connections to great travel job opportunities. Those that have been in business for a number of years will often have the largest selection of travel nursing jobs.
o Partner with staffing firms who listen to you. That means they’ll be on hand to listen to you when you tell them what you want. If you want the best travel nursing job, then you’ll want to connect with recruiters who will be receptive to your personal needs and professional ambitions. Be wary of medical staffing recruiters who try to pressure you into taking travel jobs in locations where you are not interested.
o Search for staffing companies who are interested in helping your career thrive. These companies will help you line up the travel nursing jobs that will let you advance your career quickly. Some medical staffing agencies will also be able to connect you to continuing education resources and other programs that will let you develop your professional skills.
o Talk to others who are travel nurses. You can find travel nurses in online forums or in person. Ask them what medical staffing companies they would recommend.
Step 2: Apply for Travel Jobs
Many medical staffing recruiters make it easy to apply online. Keep in mind that simply completing an application for a travel RN job doesn’t require you to work with that agency. The experienced and recommended staffing agencies make their applications available for free.
Step 3: Talk to a Medical Staffing Recruiter
When your application for travel nurse job is accepted, you’ll be assigned to a single member on the staffing recruiter’s team. This is the person you’ll be working with to find the right travel jobs for you. A good nursing staffing agency will partner you with a recruiter that’s interested in matching you with the jobs that will help you advance your career.
Step 4: Select your Travel Nursing Job Assignments
Think about where you want to go for your travel assignments. Also consider the type of facility where you want to work. Would you prefer to take a travel job in a large hospital or a in a smaller, private practice? You will discuss the advantages of each assignment with your travel recruiter, and you’ll talk about the requirements of each travel nursing job position.
Step 5: Conduct a Telephone Interview with Your Preferred Facility
After you narrow down your travel nurse job opportunities, you’ll need to conduct a phone interview with someone at the facility. The person who conducts the interviews for travel nursing jobs will usually be the nursing manager. Your recruiter should give you a few interview tips to help you land the travel job you want.
Step 6: Accept Your Assignment
After a successful travel job interviews, you’ll likely to be offered an assignment. If there are any credentialing or licensing requirements for the travel nursing job offered, your medical staffing recruiter should help you iron out all the details. You should also expect to be contacted by housing managers who will be able to arrange a living space.
Step 7: Start Your Adventure with Travel Nursing Jobs
Prepare your luggage. Make a list of what you need to take; go shopping for clothes and any other items you may need. Then it’s time to leave. But don’t worry if you run into any problems you may encounter at your travel nurse job. Your recruiter should be keeping in touch and will be able to help you with anything you may need.

'Down With Love' Movie Fashion Style

Whenever I need an inspiration for color in fashion, I always revisit my beloved movie ‘Down with Love’. This frivolously delicious and hilarious movie, starring Rennee Zellweger and Ewan McGregor, has itself become a bit of a vintage movie. It is a spoof on the Doris Day and Rock Hudson comedies of the 60s.
The bubbly blonde and the dark, handsome guy, with the ‘girl trying to work hard to get somewhere’ kind of story line. It certainly makes a very deserving ‘chick flick’, perfect for a rainy Sunday afternoon. However, the main attractions for me are the costumes. Make no mistake, this is certainly forward thinking in terms of the whole vintage thing. I guess the craze about ‘Mad Men’ really started with this movie.
The costumes were designed by Daniel Orlandi. I am extremely impressed with the fact that it had no real vintage clothing at all. All of the costumes were complete re-designs, fitted and turned into the funny colorful feast of a movie. The whole movie is a nonstop extravaganza of fashion display, overloaded with rainbow colors, beautiful fabrics, and matching outfits. I adore the ensemble of a pink and white wool jacket, over a super-fitted wool dress, matching the color of the jacket and topped with a pair of white gloves for style.
Daniel Orlandi must have read all the magazines from the years 62-67 to draw his inspirations for the movie. “We didn’t want to use vintage clothes on Renee, or any of the other principals, because we didn’t want it to look shabby,” says Orlandi, who instead used vintage fabric for many of his designs. “We wanted the clothes to seem fun and surprising, not campy.”
It definitely does not look ‘thrift shop’, in fact the cut and fit for both actors are simply amazing. Apparently, he intentionally designed the garments with lots of vibrant colors, even though they were not traditional colors for a blonde. I think the bright colors agreed with Renee very well, reflecting on her character and the comedy plot. The riot of colors, lavender, lime, fuchsia, snow-white, magenta and ice blue are certainly a feast for the eyes.
Don’t be afraid to copy the fashion of this movie though. All the expertly matched outfits, certainly put all of us who wear a GAP tee shirt and jeans to shame. We could always lighten ourselves up with a brightly colored scarf, a fitted dress with neat tucking details, or a pair of snazzy pumps. We should never be afraid of color, after all we can still wear the classic black coat. Get out there and wear those color and treat your friends to a colorful feast.

Will One Be Successful With a Travel MLM Opportunity in This Economy?

Question: What would you do if you had more time and money?
Chances are, travel is one of those things you would love to do.
Given the current economy, people want to make money and to save money. Some will cut back on their most pressing needs, and others will go totally frugal.
We cannot argue, travel is something we would all love to do.
Given the size of the industry, people will no doubt still travel.
However, your choice of travel MLM business opportunity, as well as your own individual traits and characteristics will decide whether you find success or not.
Given the various travel MLM organizations around, such as Global Resorts Network, Coastal Vacations, Your Travel Biz, and so many others, you have so much choice in what company you choose to join.
The price point of whatever travel product or service you choose to advertise will however influence how well you may eventually do.
People will definitely be hunting for a bargain as they look to save on vacations and taxes for themselves and their loved ones.
So the low-end travel products and services will bring in the masses. These have universal appeal, and of course have to be better priced MLM travel products and services than what consumers are already buying, without sacrificing quality.
The mid-point and high-end opportunities and products may be viable, though perhaps a little more difficult.
For business builders, given the large size of the industry, there are definitely many opportunities that can be exploited, again with price being a major determinant.
World over, the baby-boom age band is nearing retirement. It’s been proven that for the most part, people in their later years spend more money in certain industries, particularly, healthcare and leisure travel.
A travel home business opportunity, if well positioned, can be a perfect offering for this generation. Not to say this is the only target market of course, as you also have budget travelers, adventure travelers, people seeking timeshare alternatives, corporate travelers, and many others.
Travel is something everybody does. They either book with you or Expedia, Travelocity, of one of the other travel providers.
In some cases, a travel business opportunity can provide more competitive fares than traditional travel companies and search engines, because of their bulk-buying concept.
A travel business opportunity will offer you multiple ways to earn money upfront, while you build a residual income. You can market cruises, vacations, holidays to dream destinations at dream prices, as well as conventional travel.
Some of these opportunities offer an option to become a travel agent or consultant, and market leisure travel at very competitive rates for the most part.
Success with travel will depend on your offering something that offers the customers usefulness, or helps them create or save money without too much hassle or difficulty.
Travel is a broad and very competitive industry, but targeting a small niche within this industry, gives you focus and can lead to greater success that trying to take the whole market.
Travel network marketing companies carve out niches within the broader travel industry. In marketing travel, it may well be wise to choose a company that works within a niche that best suits you, and that shows signs of growth in the years ahead.
Travel is not a difficult concept to explain. Compare this to other industries, where you have to explain technicalities and complexities involved with the products (science and formulas behind them).
The easier the product is to talk about, the easier it is to duplicate.
While there will undoubtedly be so many ways to market your travel MLM business opportunity, it will all depend on the effort you put in, as well as what the best market for you is.

Oak Furniture – An Excellent Home Furniture That You Should Consider

If you love wood and would like to add an exquisite style in decorating your home, why not opt to obtain oak furniture instead? The good news is that you will be able to obtain such furniture in a very affordable price. At the same time, you will not only bring style to your home but you will definitely benefit from the durability of furniture made from oak wood.
Now, if you intend to use this type of furniture at home to make an investment you will be able to get the right value that is practical with your own budget. The furniture can compliment your garden so you don’t have to focus on just styling indoors but you can also use oak furniture to make your yard or your garden look a little more authentic.
Probably you are wondering why invest on wooden furniture instead? Aside from oak being known for its affordability, one may also look into its other features that can bring advantage for your very own home like for instance its durability and its capability to serve you its purpose for a longer period of time. If you are to purchase furniture for your home, isn’t it that you would like to be able to make use of it at the longest time possible or even last from one generation to another?
You may be thinking if it is more of an advantage for you to choose purchasing furniture made from aluminum and glass because they may come cheaper than that of oak wood but the question here is, how long will you be able to use them and keep them for the next generation of your family members to use?
With oak furniture, you can guarantee yourself that what you will be using to style your premises can withstand wear, tear or even decay. You can also assure yourself that the material the furniture is made from a strong material which have been preserved for years and years. If you are searching for furniture that is worth the money you will spend then you should opt to check out these wooden options. No doubt you will never go out of fashion with wooden furniture.